We're doing the Dave Ramsey thing to the best of our ability. Life circumstances make that difficult at times but we're getting our momentum back. I think. We're always looking for ways to improve; ways to save.
"Date" nights are still watching a favorite movie on Netflix or grabbing a $1.20 Redbox rental (preferably for $0 when we get a free code via text message). We used to play more board games. Sometimes we just chat.
We do our best to keep other costs down. We keep luxuries like cell phones* and internet but we definitely get our use out of them between communicating with family, friends, and coworkers, couponing, paperless billing, swagbucks*, school, budgeting, and banking*.
We made the decision to sell our second vehicle almost 3 years ago. It gets iffy sometimes after being so used to having a car to myself all the time but we make it work. Our current van is definitely solidly into clunker territory. We hope that when we do finally add a second vehicle (soon? maybe?!) again that we can pay 100% crispy, cold cash.
When we did eventually replace our awesome luxuries like the TV, computer, or what have you we waited until what we had was literally not even appealing for parts. Then we find the sales or the unexpected deals. Do you know how much I'd love a new camera to upgrade from my Nikon d40x? A LOT! D you know how I drool when I see the kitchenaid mixers and dyson vacuums? (Hold on a second. I sound like an adult person. When did I start drooling over mixers and vacuums??) All in due time, as they say. Right??
My husband has worked 2-3 jobs at a time and he's donated plasma. We've sold off a lot of junk and even some well loved items to shrink our debt. We rarely buy games or movies new. If we happen to rent and LOVE something then we typically trade-in some stuff for store credit. We've also done the same with the kid's clothes and toys. Soon, I'll step into the world of consigning with the Rhea Lana event coming up this spring. We've got the hang of eBay and craiglist now too.
But, our biggest, craziest leap thus far has been to extend our lease in a <1000 sq ft apartment. Oh, we idealize moving out, having our own yard, owning our own home. No doubt. For now, for just this short time, we can do this though. Five people: two bedrooms, two bathrooms, no walk-in closets. We'll make it work. I'm determined NOT to rent some storage unit for our extras. I'm slowly figuring out how to make the most of our space with its limitations. We'll donate or sell what doesn't fit. When new things come in old things will go out. We could move into a bigger space with a yard and a garage. We have the ability. It's an option. We just aren't taking it.
I'm starting to think we're insane. Hopefully soon we can be crazy AND debt-free.
*Referral links
- Virgin Mobile
- Swagbucks
- Capital One 360
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