How We're Learning About Money

     I mentioned in my recent post that we've been starting up some "homeschool preschool". In case you didn't read it I'll say it again. We're super laid back right now. Compulsory age in our state is 5 years so I didn't have any real plans to do real focused work until then (September 2015 for the regular school schedule). A lot of what is involved in preschool and even kindergarten are things we do right now anyway.

     However, I'm not taking classes this semester so I have that time to spend doing other things so we've been doing a little bit more here and there. Our library is my favorite resource. It's close. It's free. We can get as much material there in a month without paying a dime compared to what you could get in a typical year-long curriculum.

     I really like the Pebble Plus books. They cover so many subjects and they are full of vivid pictures and are never to wordy. I've also discovered the money and math books by Rebecca Wingard-Nelson. These are very similar to the Pebble Plus books. Lots of pictures and easy-to-read bold font. The others weren't available when we made our trip so we went ahead and got this. You can find them on Amazon here. They are available in paperback or for Kindle!

     This one in particular is a little beyond my kiddos (rated for 6 years old or first grade) but they seem to be enjoying it nonetheless. We're also working on counting to 100 with Bitty Bug (almost 4) and to 20 with Sweet Pea (2). Doing it at the same time makes things easier. Some people like to use cheerios or fruit loops or crackers to practice counting but . . . my two seem to be a little distracted by that! Coins work well. If you don't have any change laying around a trip to the bank is a perfect opportunity to teach them what a bank is and all that too!

     We've been doing a few different things to learn. I try to keep it interesting because I know when I was a kid I got easily distracted when things were monotonous. Learning really doesn't have to be that way so I avoid that when I can.

Counting Together
It's as simple as it sounds. We count together! Either I start and they follow or we take turns with evens and odds. At rest time, I have them close their eyes and count with me. They have to keep them closed if they want me to keep counting. It works surprisingly well to help them settle down. If I were to have them count sheep they'd probably try to discuss the life story of the sheep and pretend their hands were sheep and tell me about the sheep sleeping in the floor and so on.

Making play-doh numbers
This is simple and fun. You can form numbers by rolling the dough and shaping it OR use a knife or cookie cutters to cut out the numbers. It helps littles to learn the shapes of each number by manipulating the dough. It is also helpful for getting those double-digits (or higher) down since you can put two or more numbers side by side. This works great for the alphabet too!

For older ones: Use this for learning place value (hundreds, tens and ones). Use a different color for each place value. Give them the number and have them make the right digit with each color.

Easy example: One-Hundred Twenty-Three.

Learning about the coins
Pennies, nickels, dimes, and quarters! We aren't just learning the denominations. We're also learning how many of each make one dollar. I actually had to brush up on my knowledge (blushing over here) so I could properly inform my almost 4 year old when she asked "Who's that?" and "What's it made of?". Good grief. We used the I Can Count Money book to match our coins to the pictures.

(They kept asking for the bills and saying "and then we can just keep them". Ha! Smart girls. Didn't happen.)

Sorting
This combines counting with the coins. We had a little ziploc with our spare change waiting to go to the bank in the junk drawer. We just used those. We sorted all the like coins into piles, made them into stacks (great for those fine motor skills!), and then we counted how many we had.


Doing things like this is a lot more fun and a whole lot easier than just counting pictures on a page in a book. It only took a couple days of these little activities for BOTH of them to really get the hang of it. Actually adding coins together and counting is a smidgen beyond them, of course. When the time comes though all of this will help, I think!


   I'd love to hear other ideas! Sometime I'm going to buy a bag of candy and have them sort the candies into muffin pans. (I'll post about it when I do!) Maybe some pink MnMs to keep things relevant. ;)

The beginning of our homeschooling journey . . .

       We've finally gotten into some sort of a groove again. We've been able to take trips to the library more often now that Little Pumpkin is here. Thank Goodness!

     I love watching my kids learn. I mean duh. What weird parent doesn't, honestly? I love watching them change and grow (even though it tends to be bittersweet). It's pretty amazing. What's even better is seeing their individual personalities and interests develop.  I'm all about loading their big little brains up with all the information they are willing to take in.

     Since I'm only prepping for CLEPs right now and I won't be taking any classes this semester I have been using all that former study time on what some might deem "homeschool preschool". It just feels like normal to me. We hope to homeschool our kiddos long term. Right now we take things easy and don't follow any particular schedule or curriculum. I originally didn't have any intention of starting things up seriously (ie keeping records or taking grades) until my oldest is ready for kindergarten. Of course . . . that's only a little over a year away.

      As some of you know, a few weeks ago Bitty Bug asked for a "body book" out of the blue. She was sitting in the recliner and we were on the couch when she just brought it up out of nowhere. We are still not entirely sure what sparked this seemingly sudden fascination with anatomy. She is not a big fan of going to the doctor. Hubby and I explain things pretty realistically to her though. We use anatomically correct words. She likes Doc McStuffins. I don't know! We didn't dawdle over it too long. I pulled up the Barnes & Noble website and literally searched "body book" in the kids section. I showed her the results. She was so excited about what I showed her saying "Yes, that's my body book!". We went to the library first but we did end up buying a "body book" for her. She's "read" through it every day since. It's definitely a favorite. She loves the illustrations. 

    So now, my (almost) 4 year old knows about all sorts of organs, how blood works, and what some of the different body's systems are and what they do. Hearing her say "digestive system" or "skeleton" is the cutest. 

Here the things we've been learning about or working on.

• Counting to 100

• Uppercase and lowercase letters

• Months of the year

• Days of the week

• Winter (anything from the weather to birds migrating)

• Body systems, bones and organs

• Coins, bills, and sorting

• The Presidents of the United States

• Manners and etiquette

• Reading (letter sounds and 2-3 letters words)

  I'll be sharing more soon about the different ways we're learning these things!! 

 
   

Like a Gazelle: Family of Five in 1000 sq ft

     We're doing the Dave Ramsey thing to the best of our ability.  Life circumstances make that difficult at times but we're getting our momentum back. I think. We're always looking for ways to improve; ways to save.

     "Date" nights are still watching a favorite movie on Netflix or grabbing a $1.20 Redbox rental (preferably for $0 when we get a free code via text message). We used to play more board games. Sometimes we just chat.

     We do our best to keep other costs down. We keep luxuries like cell phones* and internet but we definitely get our use out of them between communicating with family, friends, and coworkers, couponing, paperless billing, swagbucks*, school, budgeting, and banking*.

     We made the decision to sell our second vehicle almost 3 years ago. It gets iffy sometimes after being so used to having a car to myself all the time but we make it work. Our current van is definitely solidly into clunker territory. We hope that when we do finally add a second vehicle (soon? maybe?!) again that we can pay 100% crispy, cold cash.

     When we did eventually replace our awesome luxuries like the TV, computer, or what have you we waited until what we had was literally not even appealing for parts. Then we find the sales or the unexpected deals. Do you know how much I'd love a new camera to upgrade from my Nikon d40x? A LOT! D you know how I drool when I see the kitchenaid mixers and dyson vacuums? (Hold on a second. I sound like an adult person. When did I start drooling over mixers and vacuums??) All in due time, as they say. Right??

     My husband has worked 2-3 jobs at a time and he's donated plasma. We've sold off a lot of junk and even some well loved items to shrink our debt. We rarely buy games or movies new. If we happen to rent and LOVE something then we typically trade-in some stuff for store credit. We've also done  the same with the kid's clothes and toys. Soon, I'll step into the world of consigning with the Rhea Lana event coming up this spring. We've got the hang of eBay and craiglist now too.

   But, our biggest, craziest leap thus far has been to extend our lease in a <1000 sq ft apartment. Oh, we idealize moving out, having our own yard, owning our own home. No doubt. For now, for just this short time, we can do this though. Five people: two bedrooms, two bathrooms, no walk-in closets. We'll make it work. I'm determined NOT to rent some storage unit for our extras. I'm slowly figuring out how to make the most of our space with its limitations. We'll donate or sell what doesn't fit. When new things come in old things will go out. We could move into a bigger space with a yard and a garage. We have the ability. It's an option. We just aren't taking it.

      I'm starting to think we're insane. Hopefully soon we can be crazy AND debt-free.

  


*Referral links
- Virgin Mobile 
- Swagbucks
- Capital One 360

FinAid and such

     Depending on financial aid to go to school really sucks. Lemme just say that. I've had a very busy week. Today was the peak of crazy with two sickly kids. Although, not so sick that they didn't manage to go and spread toothpaste on themselves and the carpet while I was trying to make emails and calls.

     Can I just say: work at home parents, I know not how you do it. I mean, I've been enrolled part time or full time in school off and on since Bitty Bug (3 year old) was 6 months old. That's hard. No doubt. I just assume that's a lot more flexible than most work-at-home jobs. I can barely make a quiet call to hubby during the day. Good grief.

     Anyway, classes are supposed to start Monday. I'm split between readiness, excitement and frustration. I may not get awarded in time to avoid being dropped from my classes. We're poor as dirt so we can't just fork out the dough for 25% of the bill right now. Particularly not when there are no refunds and FinAid is never guaranteed until you've got it in the account and signed on the dotted line. Oh well. I'll take this as a hint. Unfortunately, I won't know for sure whether I'm taking classes until I hear back from my adviser and FinAid on Monday or Tuesday. Blah. So much for getting so motivated for this semester.
  
     I guess I should avoid ranting.


     So yeah, it's almost 7 am on Saturday. Everyone else is asleep. I'm googling ideas to make this fall count for something. Ideas, anyone? CLEP testing is probably in the agenda. I'm sure I can focus whatever energy I'd spend on classes on ebay, my photography, and even this blog.

    Right now it seems like it will be a miracle if I finish this degree by the time the kids graduate high school. ha! 

P.S. I'm totally working on that last book-related post!!
   

Doing Cartwheels

I'd probably die if I tried doing a cartwheel right now.

Actual physical cartwheels aren't the point of this post. The new Target Cartwheel app very much is in a "so speaking of coupons" kind of way . . . .

Like I said in the post before last I figured I'd probably need to run out before the two weeks between big grocery trips were up for a few more things. Shocker. I was right. I was doing my normal browsing for coupons on Target's website and saw a link for something called Cartwheel. OK. Creative name? I guess. I went about browsing other things until I finally let my curiosity get me.

(Note: all of this will be based on the regular browser site not the phone apps.)

It's a quick, simple sign up if you have facebook (which I do so that was that). There's a lot going on at first it seems. Observe this lovely screenshot:

  

You may able to see on this screenshot that it shows a little ticker for total saved: $1.38. That was yesterday. That's pretty quick.


So here's how it works:

#1 Sign up - It's simple enough if you are all ready on facebook. If not, I'm not seeing many other options. Someone can let me know if it works with Google+ or just a regular email account. I didn't need any invite or code to get on. I just clicked the sign up with facebook button and it did that little creepy info-grabbing thing apps do and I was done.

#2 Take a second to get acclimated - There is quite a bit going on. Collections, badges, notifications, facebook settings, invitations, and all these clickable, shiny ad buttons that remind me of that brand guessing game that was popular for a bit.

#3 Settings - By clicking over your name at the top right of the screen you can get to settings. This is something you'll want to change first. Decide if you want your cumulative savings to be public and whether or not you want in-app notifications. There's another link on the bottom of this page to change facebook settings. 

#4 Browse through Collections - These are just categories for all the products Target carries that have an available discount. That is what you're seeing in the screenshot above. Here's an example of what you'll see when you click on a collection:

 Discounts range from 10-30% off all sorts of products. They even have discounts on mundane things that almost never have coupons like milk, cheese, fruit, and eggs. Yes. It's true.

Note: You're not limited to browsing through tons of collections. There's a search bar. You can type in brand names, generic items (cereal, cookies), specific items, or broad categories (baby, toys).

#5 See that fancy bar on top of the screen between browse and total saved. - This is your total available discounts. You do have a limit. You start with 10 just for joining and there are ways to earn more as you use the app. I'm up to 17 now and I just opened this for the first time yesterday.

#6 Look at your badges. - This is your gateway to increasing the limited number of discounts you can choose. Anything from inviting people (as long as they join in) to having your first cartwheel scanned adds up to more discounts.

#7 Notifications - The word pretty much sums it up. This just just a heads up of the latest goings on within your cartwheel. You can see the badges you've earned, friends who've started using the app, and all that boring stuff.

Here's essentially how it works:

You browse through the site. You're scrolling down and find a discount you want. Just click on the box and it'll flip itself around. (nifty!) On the back of the "card" you can choose to add, share (via facebook), or get details on that specific discount. Once you click add it's on your "my Cartwheel" list. That bar at the top keeps track of how many you've used so far. To see your compiled list click on the my Cartwheel tab. A discount "card" all ready in your cartwheel will have a white on red check in the upper right corner and one that is still available to be added will show a white on red star.

Like this:

The hose nozzle is in your cartwheel and the gardening accessories are NOT. 

As you browse, you can add or replace things as you see fit. If you're all ready at 10/10 (or 17/17 or whatever the case may be) items then you'll have to remove something from your list before adding another.

You could probably keep at this, browsing, choosing, comparing and searching for a while. Once you are done go back to the my Cartwheel page. Click on "redeem in store" to print out your list. There will be one barcode at the top for the Target team member to scan. 

JUST LIKE A REGULAR COUPON! It's so simple!

But wait, there's more! (imagining this statement in George Takei's voice would be optimal)

This is not an either-or situation. These discounts DO stack with target coupons and manufacturer coupons. They also work with the redcard discount. I'm told that you could potentially have a quintuple whammy: cartwheel + target coupon + manufacturer coupon + redcard discount + reusable bag discount. 

 Your printed list will also show the number of times a discount can be applied. For instance, I had the Market Pantry milk 5% discount on my list yesterday. The list noted up to four purchases with the discount. I got two gallons so I got 5% off EACH one.

If you don't buy something on your list or if you've used up some of them it's not a big deal. You can either get your list back from the team member after they scan it or have them toss it and you can print a new one. If you don't get the correct item, the discount is expired (the deals do expire like normal coupons), or you've all ready reached your purchase limit it simply won't take it off your total.

It's a brilliant app! I was hesitant about it at first wondering if it would be worthwhile. The team member that helped me was all ready up to speed and HAPPY to see I'd brought it along with my coupons (yeah, not put off or annoyed). It was just as easy as using regular coupons but she only had to scan the single code one time to apply multiple discounts. 

Hopefully this helps someone out. Go here and sign up online! It's totally worth the discounts just on the unusually discounted items in my opinion. Worst case, if you hate it then don't use it again!

Here is the app for Mac.

Here is the app for Android

<3

Beefing Up the Budget

     We're in the middle of trying to cut and trim and shape our budget. We want to get the heck out of debt. Amazingly our greatest expenses aside from housing are food, household misc, and gas (ugh it's always freaking gas).

     We have the best phone deal on the planet (IMHO) via Virgin Mobile. I've looked and looked to make sure we're getting the best deal. If anyone knows of anything better please don't let me continue on thinking we're doing well here. No contract, unlimited data, unlimited texting, and the ability to change our plan minutes every month is exactly what we need right now. They have lots of different plans and there's a ton of flexibility so we don't have to worry about crazy fees or unexpected things. Our phones don't suck and if we wanted to pay near full price we COULD get iPhones if we wanted too. (But we don't. I mean, I do . . . but I'm trying to know better.)

      We only pay for the internet plan we "NEED"(that's a first world need in case you were confused). It's enough to run Netflix if we want too and make sure our internet isn't dropping out in the middle of an important online assignment. We're about to cut it down and save $15-20 a month too. We don't have cable TV. We use Netflix and Hulu as we please. We can change our plans or put them on hold anytime. Right now we've got Hulu on hold for the summer since all our beloved shows are over. 

     The hard part is coming up with our monthly "blow money" (as many Dave Ramsey fans call it), our general household budget for food and toiletries, and freakin' gasoline. 

     So for the blow money: my hubby tends to want to cut it all out and do nothing. I gently (haha) remind him that I'm at home ALL the time 24/7 with no car (we only have one vehicle, another post for another day) and if he likes my sane version of me he'll help me find a way to set aside like $20 to go OUT and do something as a family. That money can be used for the extra gas to take a day trip to the state park, to go to the mini golf place down the street one weekend, or to snag a good deal on Living Social for food or an activity. Discussions are still underway. We're pretty good about not spending too much on these outings. We're NOT so great at avoiding fast food. That is something we ARE planning to cut out completely and it will be rolled in with the blow money. Instead of full-priced icecream from coldstone we might go for $1-2 shakes or slushies some night. 

   For the gas: Bane of my existence. Fo'realz. We do have a Sam's Club membership this year. We decided to try it out. So, we get a discount at their gas station. Sadly, that's on the other side of town so it's actually an out-of-the-way drive to get gas from there UNLESS we're on that side of town for one of three things (school, Sam's, or hubby's softball games). I've yet to find a great solution for cutting gas prices all the time. There's no way we're getting some gas station credit card. We have talked about getting hubby a bike since he only works 1 mile down the road but it's not your average road and there are NOT any bike lanes. He also has to drive a couple hours away at least once a month. It's a temporary solution anyway because we have no idea how far we'll be once our lease is up. I do tend to overestimate (both the cost per gallon AND the amount we'll need) what we'll need to avoid surprises.

    Then there's the food: THIS is a major work in progress. I think we do pretty well. We could definitely use Aldi's more often. I could also be more diligent about coupons. I'm working on some recipes that are cheap and healthy. This isn't so easy since by healthy I actually mean HEALTHY and not mac n cheese with REAL cheese or turkey corndogs. Although, I won't deny it if those things end up on our menu. I'll have to get back with what I come up with for this. It's definitely a challenge. 

P.S. I hope everyone has a wonderful memorial day!

Save Money or Make Money (Quickly?)

     There are lots of people looking for ways to make a quick buck (without tossing their integrity out the window) for unexpected expenses, to save for a rainy day, or to pay extra on some overhanging debt. Maybe you just want some easy ways to get some spending money. I've heard lots of different ideas doing my own searches and getting through our days of scraping. I wanted to share my own tips for once! We've done most of these ourselves over the past few years.

The great but not-so-helpful or not-so-quick ideas: 

Start selling on eBay or Half.com

Open your own shop on Etsy

Get into a direct sales business (e.g., Avon)

Find a part-time job

These are all superb ideas. However, most take some beginning capital. All of them take time and patience and some element of risk. It may be only as much as the 0.20c listing fee per item on Etsy or more than $100 to get your initial product and supplies for direct sales. eBay and Half.com may be iffy. You may get less than you'd like for your stuff. Shipping may cost more than you anticipate. It may takes days to actually get your money as well. Once the buyer's payment comes through you may only be payed after the item has shipped. If you don't accept credit or debit payments or use paypal tack on the time it takes for someone to mail a check or money order. Even the transfer times from the buyer to paypal or your bank account can take days. Half.com pays your total sales (less shipping) to you twice a month. How quickly you can be paid for direct sales totally depends on your propensity to get parties and sales. There are additional costs for using paypal, adding additional information to listings, and things like packaging. If you have a month or two and some money to get you off the ground then you're likely to have the opportunity to make a good bit of cash. There are no guarantees though.

As for the part-time job, finding them can be easy if you keep your mind open. Pizza delivery, newspaper routes, fast food, retail jobs, and things like babysitting are almost always available. There's usually some period of time before you can start a new job, plus time for training, and the typical 1-2 week wait for that first paycheck. Start applying but look for other money-making ideas in the mean time.

The relatively quick but sometimes unreliable ideas: 

Hold a garage sale 

Visit the pawn shop

Create listings on Craigslist

These methods for making money can be a lot faster and simpler. Unless your city requires a permit with a fee it won't take much more than your valuable time to spend a weekend selling your extra junk out on your lawn. Pawn shops can be iffy. They are in business to make a profit so DO NOT expect to get anywhere near the true value of whatever you sell. If you have some valuable items that you don't care about this might be a great route. Just know the value. I would never recommend actually pawning because that's just one more thing hanging over your head. Sell it or skip the pawn shop. Craigslist can be risky for more than one reason. Most people have heard the horror stories. However, there's also the chance a buyer skips out on you or tries to get one over on you. If you overprice or underprice your stuff you can lose a sale or lose potential earnings.

Do yourself a favor if you want to host a garage sale and don't calculate your income on an hourly basis.

The fastest but sometimes not-so-very profitable ideas:

Swagbucks (or similar points and rewards sites)

Google Adsense (and other advertising sites)

Dig for change

I'm a big fan of Swagbucks and Adsense. They are brilliant ideas in and of themselves. I use both. Unless you all ready have a very high traffic website or blog ads aren't going to help you much. If you have a popular video on youtube perchance then you can put adds on it and make a teensy bit of money that way but that's unlikely. (Also, people who intentionally TRY to make "viral videos" get a nice cushy spot in the obnoxious category FYI.) Swagbucks is simple and some people enjoy it but it's not very profitable right away. We can get 10-25 dollar giftcards for lots of retailers (including Target, Walmart, and Amazon) by using this site for searching and doing the daily things but it takes a few weeks to a few months to accumulate enough for those. I'm not gonna say not to go for it but don't expect to get very much right away.

Just today I gathered up ALL of the random coins from the car, the junk box in the kitchen, and whatever other random spots in our house. I came up with $20.62. Not bad! We're pretty terrible at using change and we just let it gather. You may only be able to find all of $0.78. Here's a tip though: skip the coin machines and take it directly to your bank. The banks we've done business with have always counted it all up the same way as those machines before depositing it into our account(s) but without the cost per dollar.

The gross, awkward, or inconvenient ideas:

"Donating" Plasma

Participating in medical studies or drug trials

Pooper-scooping

The Unmentionables

From what I hear donating plasma is totally legit if you go through the right sources. The idea is you or donating the plasma while being compensated for your time. Participating in drug or other medical trials obviously carries some risk, if nothing other than the potential side effects that come with the majority of medications. Pooper-scooping speaks for itself. It's gross. Ew. (It's not so bad AFTER you have some green in the palm of your hand, of course.) And then there's the unmentionables . . . all the things the most desperate or least squeamish do for dollars. You know what I'm talking about. Anything having to do with body parts or fluids that IS NOT illegal.

Sometimes you can't donate plasma or participate in trials even if you wanted to because of prior health issues or pregnancy. Even so, maybe you're just not ready to get over your fear of needles.

Saving but not really making ideas: 

Grocery Coupons

Shopping cheap, on-sale, and off-brand

Deals Websites (e.g., Living Social)

I love a good deal. Love. Just recently we got a great deal for a froyo shop not far from us. We got huge servings of some tasty frozen yogurt with all our favorite toppings for just $6 (two adults, two kids). I use coupons frequently. However, unless you're a crazy couponer or have space for a mini-mart in your home this will only save you a few good dollars at the store. If you're going to use coupons ONLY use them for what you need to buy anyway and make sure it's actually bringing the price lower than the off-brands. Oreos are not cheese and wine. You're not getting anything more for your pennies. I love oreos but the cheap ones are just as nasty-bad-for-you and tasty delicious as the regular brand. (P.S. Swagbucks HAS printable coupons, once they've been used and run through you'll get bucks for using the coupons in a few weeks!)

     In the end your best bet is to list your junk on ebay in-between job applications; make a stop at the pawn shop or meet with a buyer via craiglist after a morning putting in some job applications; and (if you have one) spend time earning money online via points & rewards sites while they take your plasma. Good luck and don't be stupid! 

School.

It's late. Kiddos are in bed. I'm lonely. Just got done studying.

What could you possibly do to make mom-life harder? Get a full time job and/or go to college at the same time. What could make that harder? Doing it at home with your littles underfoot.

Why oh why didn't I take the BLUE pill?

Sometimes, I truly feel pathetic. I second guess everything I've ever done. I graduated high school at 17, great GPA, decent ACT scores, and headed to a private university (they certainly think they're awesomesauce . . . can you say $$$$$) just after turning 18. Now I've made my choices. Here I am. I'm 22, haven't held a regular job in 3 years, eeking by to hopefully finish my 2 year degree before 23.

Then I go and look in at those two beautiful girls. I walk out of their room and pass the portrait of my Marine on the wall. There are toys all over the floor, used dishes in the sink, leftovers from a good meal on the counter, and a pile of dirty clothes (still) sitting in a hamper.

What the HELL is wrong with me? I have nothing to complain about. Seriously. I have nothing to want. This is far from being pathetic. I sincerely hope no one pities me. If you are you're wasting your time.

So here's a better perspective. I'm only 22. I all ready have an incredible marriage of three years to my best friend in the universe. We've made these two amazing little humans (the most amazing in the world in my humble mommy opinion). I have done all I can to bring in extra money (babysitting, ebay, paper route anyone?). Even though I could drop out now I haven't and even thought a 2 year degree has taken me 4.5 years I'm going to get it. (By all means, I might just take a stab at getting my 4 year degree.) I supported my husband as he pursued his dream of becoming a United States Marine. Rather than accumulate more debt staying in a private school I dropped out until I could afford it.

It may seem out of order. It's definitely harder. But I'll be damned if anyone convinces me this isn't the best story.

Certainly, there is no better legacy I can create than the two sleeping babes on the other side of this wall. There is no better creation, no wiser investment, no richer return.

Sometimes I have to remind myself why I'm in school. I'm doing this for me. I actually love to learn and if it was free I'd probably stay in school until I die. But, I'm also doing this for them. They need to know what they're capable of doing. Who better to show them than their own parents?

So there you have it. My next to last semester at this school has begun. I'm keeping fingers crossed I can kill these courses, transfer to an online program, and get my bachelor's. Meanwhile, my man is out in a field somewhere being amazing. Our two princesses are in their warm beds.

Note to self: I'd take the red pill again just like that.